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What should you pay attention to when concluding an insurance contract?

What should you pay attention to when concluding an insurance contract?

When transporting goods in Russia, the standard condition is the so-called insurance against all types of risks, which implies compensation for losses in case of damage, partial or complete loss of cargo during delivery. Of course, the standard terms can be changed and amended by agreement of the parties. For example, the term of insurance may cover not only the transportation process, but also the time of its shipment and unloading in the warehouse of the recipient.

What affects the insurance rate?

The following factors influence the rates under the insurance contract:

    cargo nomenclature;
    loss statistics;
    number of flights required to complete delivery;
    the condition of the vehicle, performing a transport.

Before signing the contract, you should carefully read the text, check all the conditions and compliance of these data with the true state of Affairs.

Insurance rates and indemnification

Insurance rates are established by transport companies depending on the nomenclature of the transported freights, a route of transportation, statistics of losses, a condition of motor transport and other factors.

In order to be able to receive the insurance indemnity, it is necessary to follow several basic recommendations. If you decide to use the services of a company that carries out cargo transportation in Russia, you should carefully read the insurance contract before signing. If the insured event has occurred, but you do not have reliable data on the causes of damage or loss of the goods transported, so that you can not be reimbursed for losses, you need to gather evidence of their correctness. Approach to the signing of the insurance contract should be very responsible, because it depends on whether you will be able to compensate for their financial losses in the event of any unforeseen situation.


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